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June 2025

The Big Beautiful Bill's Impact on Banks and Banking
Also: Happy Fourth of July.
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Ben Sprague
2
Construction Costs Tick Back Up
I served on the Bangor City Council from 2011 to 2020, including two years as mayor of Bangor.
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Ben Sprague
Young Dads are Rewriting the Script on Fatherhood
Once upon a time, fatherhood was typified by provider‑centric roles: earn a paycheck, provide for the family, oversee from a distance.
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Ben Sprague
1
The Supply and Demand Loan Divergence
There’s a funny concept in banking: the more you need the money, the less the bank wants to give it to you.
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Ben Sprague
1
The Home Price Pressure Valve Releases....Slightly
And a look at the data for how low home prices can go
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Ben Sprague
1

May 2025

The Summer of Standoffs
The Summer of Love the months ahead of us most certainly will not be.
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Ben Sprague
In Defense of Gen Z
On rational impatience
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Ben Sprague
2
The Great Repricing
Last weekend, Warren Buffett, the famed CEO of Berkshire Hathaway and, to many, the greatest investor of all-time, announced he was stepping down.
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Ben Sprague
Canada Elects a Banker
Who is Mark Carney and what does his election mean for U.S.-Canada relations
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Ben Sprague

April 2025

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