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The One Housing Statistic That is Back to Pre-Pandemic Levels
Why is matters and what it means for home prices later this year
 • 
Ben Sprague
A Look at American Household Debt
And what it means for the economy
 • 
Ben Sprague
2
It's Hard to Tariff a Pencil
And other thoughts on trade proposals
 • 
Ben Sprague
1
Delinquency Rates Still Low, But Rising
A curious juxtaposition over the past five years has been that despite all the political and economic turbulence around the world, banks and borrowers…
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Ben Sprague

February 2025

Trump and Musk on Banks
Five things to watch
 • 
Ben Sprague
Your Banker Doesn't Work on Commission
And nine other things they wish you knew
 • 
Ben Sprague
8
Could Inflation Roar Back to Life?
Now is the winter of our discontent Made glorious summer by this son of York - opening lines of Richard III, by William Shakespeare
 • 
Ben Sprague
Construction Workers, Immigration, and Recessions
What the mix of variables tells us about the year(s) ahead
 • 
Ben Sprague
3

January 2025

The Home Insurance Crisis
Even before the recent California wildfires, which as of the time of this writing have destroyed over 12,000 structures including homes, businesses, and…
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Ben Sprague
2
Rental Market Preview 2025
Rental Market Preview 2025
 • 
Ben Sprague
2
Housing Market Preview 2025
Housing Market Preview 2025
 • 
Ben Sprague
1
Where Are Interest Rates Going in 2025?
I am currently researching and ruminating upon my 2025 “Housing Market Preview” and “Rental Market Preview” articles that I’ve written similar versions…
 • 
Ben Sprague
© 2025 Ben Sprague
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